Model of Forest Right Mortgage Loan and Its Innovation in Sichuan Province—Based on the Investigation of Three Pilot Counties

Abstract

Abstract: Forest Right Mortgage Loan is a double innovation of both Rural Property Right Reform and rural credit.It liquidizes the forest resources as well as provides necessary funds for forestry development.Questionnaire surveys have been conducted and several local governmental officials and bank managers interviewed in three counties which pilot in the Collective Forest Right System Reform in Sichuan Province.It is concluded that the development of Forest Right Mortgage Loan in Sichuan is still at a low level,partly because of the failure of the diversification of its model.On the basis of analyzing the existing models of the forest right mortgage loan in Sichuan,as well as drawing lessons from the experiences of other provinces,this paper proposes two innovative models:“forestation base+company+group lending+collective forest insurance” and “wholesale loan+CDM”.

Key words: Forest Right Mortgage Loan, model, innovation, CDM

CLC Number:

F326.2

PU Yuecheng, WANG Lei, BAI Xue, SU Ting, LUO Xiao, JIANG Yuansheng. Model of Forest Right Mortgage Loan and Its Innovation in Sichuan Province—Based on the Investigation of Three Pilot Counties[J]. FOREST RESOURCES WANAGEMENT, 2011, (5): 20-24.

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Model of Forest Right Mortgage Loan and Its Innovation in Sichuan Province—Based on the Investigation of Three Pilot Counties

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