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林业资源管理 ›› 2016, Vol. 0 ›› Issue (6): 106-110.doi: 10.13466/j.cnki.lyzygl.2016.06.020

• 技术应用 • 上一篇    下一篇

卫星遥感技术在政策性森林保险快速理赔中的应用——以内蒙古自治区为例

李晓松1, 王金英1, 赵俊峰2, 付伟2   

  1. 1.中国科学院遥感与数字地球研究所,北京 100101;
    2.中国人民财产保险股份有限公司内蒙古自治区分公司,呼和浩特 010010
  • 收稿日期:2016-11-29 修回日期:2016-12-06 出版日期:2016-12-28 发布日期:2020-11-02
  • 通讯作者: 付伟(1980-),男,内蒙呼伦贝尔人,中级会计师,硕士,研究方向为政策性保险理赔。Email:fuwei03@neimg.picc.com.cn
  • 作者简介:李晓松(1981-),男,内蒙赤峰人,副研究员,博士,研究方向为生态遥感。Email:lixs@radi.ac.cn
  • 基金资助:
    PICC灾害研究基金(2016B09)

Application of Satellite Remote Sensing in the Rapid Settlement of Policy-based Forest Insurance:A case study of Inner Mongolia

LI Xiaosong1, WANG Jinying1, ZHAO Junfeng2, FU Wei2   

  1. 1. Institute of Remote Sensing and Digital Earth,Chinese Academy of Sciences,Beijing 100101,China;
    2. Inner Mongolia Branch,PICC,Huhehot 010010,China
  • Received:2016-11-29 Revised:2016-12-06 Online:2016-12-28 Published:2020-11-02

摘要: 快速理赔是政策性森林保险健康快速发展的关键因素。介绍了森林灾害不确定性导致承保及投保两方面的不利影响,指出了快速、准确理赔对政策性森林保险发展的作用,分析了典型森林灾害遥感监测与评估的原理及主要技术手段,以内蒙古自治区东部主要林区为例开展了基于多源卫星遥感数据的森林灾害监测与评估。对卫星遥感技术在政策性森林保险快速理赔中的潜力、问题与前景进行了总结。

关键词: 政策性森林保险, 卫星遥感, 快速理赔

Abstract: Rapid settlement is a key factor for the healthy development of policy-based forest insurance in China.The paper introduces the uncertainties of the forest damage and its adverse effects on the insurer and insurant,points out the positive role of rapid,accurate settlement strategy in policy-based forest insurance,analyzes the major principle and means of forest damage monitoring and assessment by using satellite remote sensing and carries out the pilot application in east Inner Mongolia.Finally,the potentials,problems and perspectives of the satellite remote sensing application in the rapid settlement of policy-based forest insurance are summarized.

Key words: policy-based forest insurance, satellite remote sensing, rapid settlement

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